As you and your spouse go through the excitement of starting a new life together, there are a few things you might want to consider about your joint finances.Buying a home and saving for retirement might be included in your short- and long-term plans, but there are years in between that can seem uncertain. Maybe you’ll have kids or move somewhere new. It’s completely fine if you haven't figured it all out yet. That’s why a lot of young families need a strategy that evolves with them over time.It can be a lot to balance saving for things like buying a home, paying down your debt, or preparing for the cost of childcare—but two areas to start with are ensuring that you have the right protection to help support your young family, and saving for the future.You may not know that some insurance and financial products allow you to do more than one thing. Explore the options that young families should consider.